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Car Salvage Insurance Categories

All vehicles defined as Motor Salvage are given an insurance category, these help to define exactly what sort of damage has been inflicted on the car and also what it can be used for afterwards. The salvage categories are:

Category A

A vehicle that has been written-off and which must be completely destroyed. It cannot be used for dismantling into its parts .

Notification of Destruction required. (To be crushed). Recorded at DVLA & HPI

   

Category B

A vehicle that has been written-off but where it's parts may be re-used. However, the body shell cannot be re-used and must be destroyed.

Notification of Destruction required. (Parts can be removed and sold). Recorded at DVLA & HPI

   

Category C

An insurance write-off mainly due to the cost of repair would be greated than the value of the car. It is suitable to repair to make it roadworthy.

Can be sold for repair but must now have VIC inspection.
Recorded at DVLA & HPI.

   

Category D

An insurance write-off for other reasons as the repair costs may be less than the value of the vehicle. It is suitable to repair to make it roadworthy.

Recorded with HPI.

   

Category X

A vehicle which is not listed as being damaged on the HPI register, or one which may have very little damage. Often these are vehicles that have been stolen and then recovered.

 

 

Car/Vehicle Salvage

Most people think vehicle salvage means a heap of metal, which does not drive and is not worth a penny. This is absolute nonsense because yes vehicle salvage can be a heap of metal which is worthless, but more often than not vehicle salvage simply means the car is damaged and can be repaired.

As this definition of vehicle salvage is vague it is best to inform you that vehicle salvage actually comes in categories and they are A, B, C, D and X, all with various pros and cons and as explained in this article can make us a nice bit of cash and many people use it as their main source of income.

Firstly we will define the vehicle salvage categories in the below vehicle salvage guidelines:

Category A suits the original theory of vehicle salvage being a heap of metal. Fire damaged (burnt-out), flood damaged (contaminated or salt water), severely damaged with no serviceable parts, or heavily stripped (shell).

Category B Damaged beyond economical repair and/or severe structural damage, however if you broke the vehicle salvage and sold the car parts you would stand to make a profit.

Category C is where the vehicle can be repaired and can bring you a profit. The damage may still be a lot but it is fixable to a road worthy state. If you get it done by a retailer they the costs may exceed the pre accident value, however if you know how to do something's yourself or have a relationship with a certain garage you will almost certainly make a profit. Since category C is on the border of breaking the vehicle salvage down for car parts and fixing the vehicle salvage up, you should always ensure you can fix it up for a profit before purchasing.

Category D ensures the vehicle is always repairable and that the cost of doing so (retailer or no retailer) will be less than the pre sale value, thus making you a tidy profit. The damage is always less than a category C and often parts such as new wings or bumpers are needed with very little damage.

Category X is the best vehicle salvage around since the car has no or little damage (apart from wear and tear from the previous owners) to it and is simply stolen recovered or unclassified as being in an accident. This type of vehicle salvage always makes a high profit.

Therefore vehicle salvage can be categories and vehicle salvage guidelines produced and as a rule of thumb category's A and B are used for car parts, categories C and D are for repairs and category X is a bargain and should be bought on the spot.

Most vehicle salvage sites such as www.slavagesparefinder.co.uk only deal with categories C, D and X and ensure only the best vehicle salvage, and often have more in-depth vehicle salvage guidelines.

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